This version of FinMath.xls has password protected VBA macros, functions, and subroutines and the Statistical Analysis sheet has been deleted. Refer to the notes handed out in the class presentation on FinMath.xls. The data folder, ExFin must be installed (copied) under C:\program files\. The Excel spreadsheet, FINMATH.xls may be located in any read/write enabled drive and folder. Cleanup the C:\windows\TEMP\ directory, if drive space is "tight", because several temporary files are created during the operation of the spreadsheet. If the spreadsheet is exited abnormally, then those temporary files will be left as "garbage" files in \TEMP; these files should be deleted if drive space is "tight".